Farm reality
Land, production and the capacity to operate need verification on the ground.
FYIELD / PARTNERSHIP OVERVIEW
Verified farm records.
Better financing decisions.
We collect, verify and organise farm information so institutions can assess the business with more context.
Agriculture first. Built for institutional partners.
November 2026
THE FARM EVIDENCE PACK
A fuller picture
of capability.
- 01Identity & assets
- 02Production & performance
- 03Markets & cash flow
- 04Financing readiness
Source records. Verification status.
History that stays in context.
01 / THE EVIDENCE GAP
The farm is productive.
The record can be incomplete.
Land, operating capability and sales do not always appear together in a conventional financial record.
Business records
Sales, costs and supporting documents can be fragmented across different sources.
Financing decisions
Institutions need a consistent picture of the business, its risks and the gaps that remain.
FARMERBusiness activity
FYIELDVerified evidence
INSTITUTIONOwn assessment
Consent and source records accompany the profile. The financial institution retains the lending decision.
02 / THE OPERATING LIFECYCLE
From the first conversation
to the next production cycle.
A repeatable process connects the farmer’s information with institutional assessment and continuing observation.
- 01
Screen
Understand the farmer, the business and the financing need.
- 02
Collect
Gather consent, identity, production and financial records.
- 03
Verify
Check documents and observations from the field.
- 04
Prepare
Build a case file with findings, risks and open gaps.
- 05
Connect
Support the institution’s assessment and financing process.
- 06
Monitor
Record performance and shared repayment outcomes.
The onboarding and verification process is documented. A complete institutional pilot is the next milestone for financing and outcome collection.
03 / THE EVIDENCE
A claim becomes useful
when its source is clear.
Each profile is designed to connect farm information with supporting records and a verification status.
| Evidence area | What the profile records |
|---|---|
| 01 Identity and assets | Business identity, land, location and infrastructure |
| 02 Production | Crops, capacity, historical yields and operating costs |
| 03 Markets and cash flow | Sales evidence, buyer relationships and financial records |
| 04 Financing readiness | Use of funds, repayment assumptions, risks and unresolved gaps |
Verified observations and unresolved gaps stay distinguishable. A profile gives the institution the context to ask better questions.
Our data approach04 / THE DATA FOUNDATION
Farm performance.
Financial outcomes. One history.
The long-term aim is to combine relevant alternative data with traditional financial records for future risk assessment.
FYIELD OBSERVATIONS
Farm performance
Production, sales and operating activity
PARTNER RECORDS
Financial history
Transactions and repayment outcomes
WITH PERMISSION AND TRACEABILITY
A consistent farm record
A history that develops across production cycles
Evidence for future model development
and institutional validation
Planned data architecture. Partner data access, consent and integration are still to be agreed.
05 / WHERE WE ARE
Early stage.
A clear next milestone.
A registered Nigerian company with a defined verification process and an institutional pilot to build.
- Established
- Nigerian incorporation and structured onboarding materials.
- In progress
- Farm case preparation and conversations with potential partners.
- Next milestone
- A complete monitored pilot with an institution and usable outcome data.
THE FIRST INSTITUTIONAL PILOT
One complete cycle
to learn from.
- 01
Agree the case
Select an eligible farm and define the institution’s information requirements.
- 02
Deliver the evidence
Complete verification, document risks and track the decision.
- 03
Observe the cycle
Monitor farm performance and receive permissioned outcome data.
- 04
Review the results
Assess data quality, operating cost and usefulness to the institution.
06 / THE COMMERCIAL APPROACH
Fees linked to
services delivered.
The initial proposal links fees to successful financing facilitation.
The fee base, payer, timing and responsibilities will be agreed with each partner.
5%
Proposed facilitation feeSubject to agreement
Over time, FYIELD may develop verification, monitoring and data services for institutions.
07 / THE TECHNOLOGY ROADMAP
Reliable risk assessment
starts with reliable records.
The future product must earn its reliability through data, observed outcomes and validation.
- 01
Reliable records
Standardise collection, verification and traceability.
- 02
Observed outcomes
Build histories of operations and shared repayments.
- 03
Model development
Test whether the combined data improves assessment.
- 04
Institutional validation
Evaluate reliability, bias and usefulness in decisions.
Planned roadmap. FYIELD does not currently issue official credit scores or make lending decisions.
08 / THE PARTNERSHIP OPPORTUNITY
Build the first complete
financing pilot with FYIELD.
Institutional partner
Assess a farm case and shape the evidence requirements.
Data partner
Define consented access to financial and repayment records.
Pilot support
Agree resources for fieldwork, monitoring and learning.